Susesti, D. A., Wahyuningtyas, E. T., & Ghofirin, M. (2024). Analysis of the Effect of Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), And Non-Performing Loan (NPL) On Return on Assets (ROA) (Study on Conventional Banking Companies). Proceeding ICAMEKA: International Conference Accounting, Management & Economics Uniska, 1, 438–444. https://doi.org/10.32503/icameka.v1i.39