MA’RUF , Amar; SUSESTI, Dina Anggraeni. THE EFFECT OF FINANCIAL TECHNOLOGY, INTELLECTUAL CAPITAL, LEVERAGE RATIO, AND LIQUIDITY RATIO ON BANKING FINANCIAL PERFORMANCE. Proceeding ICAMEKA: International Conference Accounting, Management & Economics Uniska, [S. l.], v. 2, p. 872–887, 2026. Disponível em: https://icamekaproceedings.fe.uniska-kediri.ac.id/index.php/icameka/article/view/198. Acesso em: 4 feb. 2026.