ANGGREANY, Wulandini Aprilia; SUKMAWATI, Khusa Oktavian; MULA, Yoana Shebilma; PRATAMA, Ahmad Herlyasa Sosro; DEWANTARA, Alif. Digital Credit and Overspending: Assessing the Moderating Role of Financial Literacy among University Students. Proceeding ICAMEKA: International Conference Accounting, Management & Economics Uniska, [S. l.], v. 2, p. 901–909, 2026. Disponível em: https://icamekaproceedings.fe.uniska-kediri.ac.id/index.php/icameka/article/view/200. Acesso em: 4 feb. 2026.