Anggreany, W. A. (2026) “Digital Credit and Overspending: Assessing the Moderating Role of Financial Literacy among University Students”, Proceeding ICAMEKA: International Conference Accounting, Management & Economics Uniska, 2, pp. 901–909. Available at: https://icamekaproceedings.fe.uniska-kediri.ac.id/index.php/icameka/article/view/200 (Accessed: 4 February 2026).