1.
Anggreany WA, Sukmawati KO, Mula YS, Pratama AHS, Dewantara A. Digital Credit and Overspending: Assessing the Moderating Role of Financial Literacy among University Students. icameka [Internet]. 2026 Jan. 23 [cited 2026 Feb. 4];2:901-9. Available from: https://icamekaproceedings.fe.uniska-kediri.ac.id/index.php/icameka/article/view/200