Analysis of the Effect of Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), And Non-Performing Loan (NPL) On Return on Assets (ROA) (Study on Conventional Banking Companies)

Authors

  • Dina Anggraeni Susesti Universitas Nahdlatul Ulama Surabaya
  • Endah Tri Wahyuningtyas Universitas Nahdlatul Ulama Surabaya
  • Mohammad Ghofirin Universitas Nahdlatul Ulama Surabaya

Abstract

Banking is a financial institution that has an important role in Indonesia, which concerns banks, including institutions, business activities, and ways and processes in carrying out their business activities. The purpose of this study is to determine the analysis of the effect of capital adequacy ratio (CAR), loan to deposit ratio (LDR), and non-performing loan (NPL) on return on assets (ROA) studies in conventional banking companies. This research method is from data that has been published, namely annual reports on the websites of each state- owned bank for 2013-2022 and the Financial Services Authority (OJK).  The results  of  this  study  are  Capital Adequacy Ratio, Loan to Deposit Ratio, and Non-Performing Loan simultaneously have a significant effect on Return On Assets.

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Published

2024-11-10

How to Cite

Susesti, D. A., Wahyuningtyas, E. T., & Ghofirin, M. (2024). Analysis of the Effect of Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), And Non-Performing Loan (NPL) On Return on Assets (ROA) (Study on Conventional Banking Companies). Proceeding ICAMEKA: International Conference Accounting, Management & Economics Uniska, 1(1), 438–444. Retrieved from https://icamekaproceedings.fe.uniska-kediri.ac.id/index.php/icameka/article/view/39

Issue

Vol. 1 No. 1 (2024): ICAMEKA

Section

Articles

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